Family First

The 5 Protective Factors to Strengthen Families In the thick of financial stress, it’s often our natural reaction to isolate ourselves from our community, friends, and worst of all, family. Family dinners and outings often seem too stressful or expensive,taking time to just be together becomes a lot less important than getting …

Change Your Mind, Change Your Life

Debt can be paralyzing. The stress it puts on a person can cause them to think narrowly, to act on impulse, to feel less-than others and become obsessed with what they can’t have. This mindset will destroy your every effort to make a change and improve your situation. It’s time to try a different approach. …

Learn More, Earn More – Get free education

Seven ways to continue your education (for free) We all know by now that education is an investment in your future. It really does pay to know more about your field: you can act with more confidence, make improvements, and open doors for raises and promotions. Studies also show that continued education can actually make …

7 Ways To Save Money And Bring Joy To The Season

Save money during the holiday season. Waking up on January 1 can be rough, whether or not you drank the night before. The day marks the official end to the holiday season, and all the calories, cash and craziness the previous month has demanded of you has taken its toll. You’re exhausted, 10 pounds …

Creative Tricks in Collegiate Penny Pinching

Whether you are the parent of an incoming freshman watching other families adorn their student’s room with expensive electronics and elaborate wall decor; or the student, struggling to resist spending money eating out at expensive restaurants to keep up with your new friends, there are a lot of financial pressures to examine. Fortunately, a college education …

Skipping the Scam

Skipping the Scam Look out for these common scams to avoid being the next victim: The Nigerian Prince Scam This scam is as old as scamming itself. The new twist is the con is done by email instead of snail mail, but the content is the same. A Nigerian prince or official emails you …

From Shame to Gain

From Shame to Gain Debt problems are nothing recent. In fact, the historical basis of debt, bankruptcy and debt forgiveness can be found in the Bible. The seven-year forgiveness of debts in Deuteronomy 15 is why Chapter 7 bankruptcy received its name. Despite this, creditors have an economic interest in making people feel guilty about settling a debt. …