Debt Settlement & Consolidation Program

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Debt That Qualifies

Credit Cards
Store Cards
Unsecured Bank Loans
Personal Loans

Non Qualified Debt

Student Loans
Mortgage Loans
Car Loans
Taxes
Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action!

If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.

You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes matters worse.

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Debt Settlement Program Procedures - How It Works

Let us clarify exactly how our debt settlement program works.

Debt Settlement can help you by assisting with creditor calls, reduce credit card debt, lowering the amount of your personal loans, and more.

With our help you can revise your existing debts to avoid bankruptcy. You will also satisfy your creditors within your budget using a structured Debt Settlement plan.

Step 1: Obtain your Free Quote from a Certified Superior Debt Settlement Consultant by filling out our request form, or call us at 1-888-366-3414 for an immediate consultation. Your consultant will assess your financial circumstances and will determine whether you are a candidate for Superior's debt negotiation program.

Step 2: Once accepted into our program, your Certified Debt Settlement Consultant will help you collect the information and documentation we need in order to assist you. Your consultant will help you determine an affordable monthly payment which will be put into your own personal Special Purpose Account, to be set aside for debt settlement purposes.

Step 3: You will be assigned to a Certified Debt Negotiation Officer who will assist you in reducing creditor harassment, provide debt consolidation advice, and settle your debts for a lesser amount than you currently owe.

Step 4: Once our Negotiators receive an acceptable, written debt settlement offer from your creditor, we will then send funds from your Special Purpose Account to pay off your creditor. You will then receive written confirmation from your creditor, documenting that your debt has been paid in full. We will repeat this process until all of your creditors have been paid.

Step 5: Once you are free of the debts you have placed in our program, Superior Debt Services will provide you with advice on remaining debt-free, improving your credit rating and building a financially secure future.

We look forward to assisting you become debt-free! Receive your free debt settlement consultation and quote now!

Our settlement averages.

Last Year 2009:
$44,395,510 settled for
$15,966,330 = 35.58%

Year to Date 2010:
$27,598,289 settled for
$9,657,121 = 34.99%

Last month June:
$4,745,306 settled for
$1,687,971= 35.57%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

Past Months

The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.

Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.

Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?

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