Debt Articles on Debt Settlement & Negotiation Information

Home Debt Relief Options How It Works Why Us Benefits Testimonials FAQ Calculator Accreditations WebLog Contact Us

Debt That Qualifies

Credit Cards
Store Cards
Unsecured Bank Loans
Personal Loans

Non Qualified Debt

Student Loans
Mortgage Loans
Car Loans
Taxes
Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action!

Minimum payments are a trap. If you are making only minimum payments on $25,000 of credit card debt, at an 18.9% interest rate, it would take around 35 years to pay it off. Even worse, you’d tack on $38,974 in interest to the original balance!

Debt consolidation loans are not always the best answer. In reality, 78% of consumers’ credit card debt grows back to the original amount after taking out a debt consolidation loan. If the consumer cannot learn to apply beneficial spending and saving habits, a loan usually only complicates bad financial habits.

* Required Fields
Full Name: * Email Address: *
State: *
Home Phone: * Cell Phone: Work Phone: Best Time to Call: * Unsecured Debt: *

NOT AVAILABLE IN SOME STATES

Debt Articles

The following articles are available for you to research debt settlement and debt negotiation information. We understand that debt consolidation can be confusing at times. These articles may help to clarify the debt settlement and debt negotiation process.

We strive to provide the best possible sources for your debt help needs. Debt companies come in many shapes and forms, and not every company is able to help every person. Unfortunately there are companies out there that want nothing more than your money, and as soon as they have it they will no longer provide you with the help that you need. We strive to ensure that these articles are able to provide as much information as possible so that you can avoid these types of companies.

These articles have proven themselves to be reliable and helpful about their industry. They are available to answer any questions that you may have.

debt negotiation

Government cracks down on credit card industry practices
The government takes action against unfair practices... finally.
http://redtape.msnbc.com/2008/05/federal-regulat.html#posts http://www.insidearm.com/index.cfm/go/arm-news/collectors-face-new-law-in-colorado-and-ny-considers-debtor-s-bill-of-rights

Living Paycheck to Paycheck on $100,000
Some 21 percent of those with salaries of $100,000 or more say they are living paycheck to paycheck, according to a recent survey conducted by CareerBuilder.com.
http://www.cnbc.com/id/26645137

The Seven Deadly Sins that Lead to Debt
Learn how to avoid the pitfalls that will get you into debt.
http://finance.yahoo.com/banking-budgeting/article/104501/The-Seven-Deadly-Sins-That-Lead-to-Debt

Debt anxiety leads to poorer health
A new survey of Americans indicates that their financial health has a significant impact on their physical health. .
http://www.ccrmag.net/article.html?id=20080610DYAG5PET&from=creditandcollectionnews

Banks: The Best and The Worst
Learn which banks are rated best by consumers.
http://finance.yahoo.com/banking-budgeting/article/104764/Banks-The-Best-and-the-Worst

Cracking down on Creditors
Newly proposed legislation may provide some relief for credit card holders.
http://www.newsweek.com/id/118184

Debt Relief - Debt Settlement vs Mortgage Refinance
Learn why debt settlement is a better option for debt relief than a mortgage refinance
http://ezinearticles.com/?Debt-Relief---Debt-Settlement-vs-Mortgage-Refinance&id=106293

General Debt Information
Understanding the basics of debt settlement, debt negotiation, and debt consolidation will help you to determine the best course of action for your situation.
Debtor/Creditor Legal Facts - A useful overview concerning your legal rights with specific links to federal code and state statutes.

Credit Cards Without Late Fees? What You Don't Know Can Hurt You
Americans know all too well how much it costs to use credit cards. The average household in the U.S. now has nearly $10,000 in credit card debt.
http://www.articlecity.com/articles/business_and_finance/article_4275.shtml

Credit card companies are doubling their minimum payments
Due to the overwelming amount of credit card debt, credit card companies are doing whatever they can to collect payment.
http://www.bankrate.com/brm/news/debt/20050503a1.asp

Man Has Largest Credit Card Debt with 1,497 Credit Cards
Please don't let this happen to you. There are better ways to get into the Guinness Book Of World Records.
http://www.abcnews.go.com/GMA/WaterCooler/story?id=411883&page=1

Credit Card Execs On The Hot Seat
Congress is finally taking some action against abusive credit card company policies.
http://www.cbsnews.com/stories/2007/12/04/business/main3574131.shtml

Our settlement averages.

Last Year 2009:
$44,395,510 settled for
$15,966,330 = 35.58%

Year to Date 2010:
$31,666,235 settled for
$11,061,582 = 34.93%

Last month July:
$4,067,946 settled for
$1,404,461= 34.53%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

Past Months

The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.

Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.

Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?

Article Archive