Estate planning is important for ensuring the financial security of your family and for directing to whom your money and possessions should go after your death. Unfortunately, many people neglect the task of planning out their estate until it’s too late. The following estate planning tips point out some common …
Being prepared for the first day of school helps students get off to the right start. Of course, it’s easy to get carried away with back to school spending when you’re trying to make sure that your kids have everything they could possibly need for a successful school year. When …
If you find saving up money to be challenging, you’re not alone. Many people struggle to start accumulating money in their savings account. Usually, the obstacles lie in the small, everyday habits that you’ve developed that prevent you from increasing your savings account balance. The following are five useful tips …
You work hard for every penny you earn, and feel a sense of accomplishment on the 1st and the 15th when your paychecks arrive. Of course, bills tend to arrive around those same dates, and every month you are just able to make ends meet. By the time the last bill is paid, there isn’t …
As you look at the stack of bills on your desk, be sure to take a glance around the room while you’re at it. When you do, you just might see some things that you no longer need, or no longer hold real value to you. If that’s the case, you …
It’s estimated that around 167 million Americans have at least one credit card. That’s practically every adult over the age of 18. While a considerable number of Americans have credit cards, an interesting trend is developing within the Millennial generation. In fact, a growing number of Millennials are eschewing credit cards …
A simple rule of thumb to follow with payday lenders is that if the offer seems too good to be true, then it’s an offer you should refuse. The reality is that as the economy is still struggling to recover, payday lenders are doing a booming business. In fact, many …
One of the most important benefits of owning a home is that it becomes a sort of piggy bank as you build up equity and pay your mortgage off. When used wisely, the money you pull out of your home via a reverse mortgage can help make your retirement a little …
It is rare that the average consumer sees a real decrease in his monthly operating expenses but the recent – and dramatic! – upswing in the domestic production of shale and other crude oils has engineered just such an event. Gasoline prices are now at ten-year lows and, on an …
Creating a budget isn’t a skill most people are born with. It has to be learned, practiced, and practiced over and over again before it’s perfected. When it comes to debt reduction, we at Superior Debt Services provide our clients with tips and tricks about how to budget and save when …