college-savings

Creative Tricks in Collegiate Penny Pinching

Whether you are the parent of an incoming freshman watching other families adorn their student’s room with expensive electronics and elaborate wall decor; or the student, struggling to resist spending money eating out at expensive restaurants to keep up with your new friends, there are a lot of financial pressures to examine. Fortunately, a college education …

scam

Skipping the Scam

Skipping the Scam Look out for these common scams to avoid being the next victim: The Nigerian Prince Scam This scam is as old as scamming itself. The new twist is the con is done by email instead of snail mail, but the content is the same. A Nigerian prince or official emails you …

vicotry

From Shame to Gain

From Shame to Gain Debt problems are nothing recent. In fact, the historical basis of debt, bankruptcy and debt forgiveness can be found in the Bible. The seven-year forgiveness of debts in Deuteronomy 15 is why Chapter 7 bankruptcy received its name. Despite this, creditors have an economic interest in making people feel guilty about settling a debt. …

investment

Realizing What Type of Investor You Are

In every investor’s life, a day comes when they must decide what level of risk their budget can tolerate. This decision, to a large extent, will ultimately determine what type of investor they are. Here is a quick rundown on what you need to know to understand this rationalization at the …

Shopper

Budgeting Advice for the Single Crowd

With apologies to G.B. Shaw, it is no secret that youth is wasted on the young. Still, there are amazing opportunities available to those singles in their 20s who pay attention. Here is just a little budgeting advice to help you get started on the road of life with a …