Credit reports and the credit scores they generate are the key to a solid financial future. As such, you’d expect them to be straightforward, clear-cut and easy to understand. Unfortunately, that’s not the case and it’s not always easy to remove incorrect or negative information from these reports. Ultimately, the formulas credit …
Debt consolidation is a broad term that has become commonplace over the past couple of decades. For most, it means combining all of your loans and debt into one loan at a lower interest rate. However, there are some aspects of debt consolidation you’ll want to consider as it’s not always easy …
Debt is insidious. It starts out as a few dollars here and there, and, like snowflakes, they pile upon your desk until there’s a mountain of bills you can’t shovel away fast enough. As the mountain grows, it can become an overwhelming avalanche that buries you in despair and desperation. When this happens, it …
Life comes with good times and bad times, and during the good times, you probably put some money aside into your retirement account to enjoy your golden years in comfort. But at times, life can get rough. And during those rocky times, if you still have youth at your back, it can be tempting to …
Among the leading causes of financial problems, not knowing how to plan a budget is the easiest to rectify. Without question, learning how to create a budget for your family’s expenses is the first step towards financial stability. The following budgeting tips are recommended to our clients as part of our credit counseling …
Debt settlement has acquired a disconcerting reputation over the past decade. Following the economic downturn, debt relief services sprouted like weeds and made unscrupulous promises to consumers. As a result, many people found themselves in dire financial straits with little to no recourse against the companies that misled them into believing things that simply weren’t true. …
The economy is starting to pick back up again and is causing the Federal Reserve to scale back their policy of quantitative easing. This was one of many strategies they employed in order to help mitigate the damage from the recession that began in 2007 and continued through 2009. Under this program, the Fed …
“Is it a reminder phone call or is it debt harassment?” This is a question we often receive at Superior Debt Relief Services because many people are unaware of the laws in place to protect consumers from creditors. Debt collectors know this, so it’s not uncommon for them to straddle the line between reminding …