According to studies conducted by the Federal Reserve, the average American has a credit debt exceeding $15,000, a mortgage exceeding $150,000 and student loans that top out around $32,000. In total, Americans owe over $11 trillion dollars to creditors. This is a lot of money and it has led many people into considerable …
From student loans to credit card offers, college students are bombarded with “free” money at every turn. For many students experiencing freedom for the first time, these offers and deals are simply too good to pass up. Unfortunately, many of these “great deals” are traps that lead students down the …
We monitor a lot of numbers in our daily lives. We’re thrilled when our blood sugar and cholesterol are low, and we cringe when our bank accounts and credit scores fall. The following tips will help you balance your financial accounts and credit scores, so you can keep these numbers right where they …
We don’t normally plan to bury ourselves in debt. However, this can happen quickly, so forming a plan is the only way to lighten such a heavy burden. Initially, it’s important to understand why you want to clear your debt. This way, you can develop an appropriate plan to meet your goals. Three of …
With the economic hardship many of us face today, it can be very difficult to pay off your debt, live life and save money while covering necessary expenditures. For these people, it’s a juggling act from which there seems to be no relief. However, with some planning and a lot of …
For generations, men and women have put on the uniform of our nation’s armed forces to protect our freedom and way of life. While noble, Uncle Sam isn’t known for paying well. This is why military families should take proactive steps to keep their finances from steering off course. The following are some …
One of the most effective debt relief solutions you can employ is cutting your expenses. This doesn’t mean you have to make drastic changes to your lifestyle. For most people, it simply means making smarter use of their financial resources. Here are five easy practices that will cut your expenses without crimping your …
There is no shortage of credit counseling companies to select from. Unfortunately, many businesses that enter the debt relief assistance industry do so for the wrong reasons. Some are inexperienced, some are scams and some simply care only about their bottom line. That is why it’s imperative you do your homework …