Any time a lender appeals to people with bad credit, to purchase something or draw more credit, it’s wise to be hesitant of that lender. These companies are often searching for people who are in financial trouble because they perceive them to be easy and vulnerable targets. Credit loans can be tempting for consumers seeking debt assistance, but there …
Paying for college upfront and out-of-pocket isn’t a reality for most students, so student loans were designed to help spread out the financial responsibility over time. American Consumer Credit Counseling (ACCC) provides information on different types of student loans to help students navigate which one is best for their situation. Stafford Loans – These loans are available unsubsidized …
It’s always a good idea to get your finances in order before looking for a new job, saving for a home, or planning to open a business. If you have a history of debt, bad credit and limited financial resources, you’ll need to organize your personal finances before any journey can begin. And the sooner …
One of the most important aspects of debt management is learning to cope with bills and bank notices that seem to reproduce overnight. It’s stressful, and at times, it’s simply overwhelming. Learning to cope with debt can help you manage life stresses, so you don’t fear them anymore. The following tips will help you put your debt in …
In an effort to help consumers, the Federal Trade Commission (FTC) has set out new rules to fight against debt settlement companies who prey on those simply seeking assistance. Previously, there were many companies that advertised debt settlement relief for consumers, yet the reality was that they became another burden on …
When it comes to holiday purchases, planning ahead is essential if you wish to stick to a budget and avoid the trap of overspending. Although it may seem early to be thinking about the holidays, with these simple money-saving tips, you can start planning early to avoid those last-minute budget killers. Create a …
There are a number of credit card debt solutions available for you to use should you find your finances getting off course. Whether your debt is the result of medical expenses, unexpected emergencies, or simply fiscal neglect, there are options available that can help you pay those debts down and remove …
It’s not easy to live with debts hanging over your head. When you find yourself in debt, the natural inclination is to take steps to eliminate it as soon as possible. While this is a solid debt relief solution, care should always be taken when making extra payments on loans. In some cases, credit …