Credit Card Debt
Debt Settlement Program Qualifications
Debt That Qualifies
  • Credit Cards
  • Store Cards
  • Unsecured Bank Loans
  • Personal Loans
Non Qualified Debt
  • Student Loans
  • Mortgage Loans
  • Car Loans
  • Taxes
  • Less than $10,000 total
Debt Reduction
Debt Negotiation

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action!

Debt Consolidation
debt consolidation

If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.

You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes things worse.

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Debt Arbitration
Debt Settlement
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Credit Counseling

Debt Settlement Program Benefits

If you are heavily in debt, you are probably looking for some form of debt counseling. A well planned debt consolidation program can be of great help in taking you out of the financial crisis.

There are many benefits that come with a debt settlement strategy. Debt Settlement will help you by assisting with creditor calls, reducing credit card debt, lowering the amount of your personal loans, and more. With our debt counseling you can revise your existing debts to avoid bankruptcy. You will also satisfy your creditors within your budget using a structured Debt Settlement plan.

Superior Debt Services' debt negotiation program can help you prevent the 10-year stigma of Bankruptcy and/or avoid taking yet another high-interest loan that can make your situation even worse in the long-run. By becoming debt-free in the next 12-36 months using our debt settlement program, you can achieve a more secure financial future.

By becoming a member of Superior's debt settlement program, you will:

ü Save one low monthly payment in your own personal "Special Purpose Account." Superior appoints a third party administrator to keep your account at an FDIC-insured bank, until such time as you have enough in your Special Purpose Account to negotiate a debt settlement with your creditors.

ü Let Superior engage in tough debt negotiations with your creditors to reduce by up to 50% or more of your unsecured debt.

ü With debt consolidation programs you are still paying 100% of your unsecured debt. Our debt settlement program allows you to pay only a fraction, with the remaining amount completely forgiven by your creditor.

ü With a debt consolidation program, you can avoid the stigma of bankruptcy that can follow you for 10 years.

ü Become debt-free far sooner than with debt counseling or debt consolidation programs.

ü Minimize creditor phone calls and stop creditor scare-tactics and harassment through consolidation program.

 

Debt Settlements
Our settlement averages.

This year to date:
$20,413,250 settled for
$7,464,021 = 36.56%

Last month June:
$3,673,507 settled for
$1,368,749 = 37.26%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

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Debt Relief Articles
The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.     
Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.    
What Type of Loan (is best for me)?
Lending has become a very profitable business, as evidenced by the proliferation of lending institutions as well as the emergence of different types of loans being offered, all to entice consumers and businesses to borrow money.  

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